goAML Registration UAE: goAML Portal, Login and SACM Guide

Q: How do I use Google Authenticator with goAML?

Download the Google Authenticator application and log in the same using the secret key received over an email upon completion of the pre-registration task on SACM – UAE Financial Intelligence Unit (uaefiu.gov.ae) . Subsequently, the unique code appearing in your Google Authenticator application (6-digit passcode) will be used as a password every time to access the goAML Portal (it refreshes every 30 seconds).

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goAML registration is the mandatory first step for every Financial Institution, DNFBP and VASP in the UAE that must report suspicious transactions to the UAE FIU.

What is the goAML System in UAE?

goAML (often searched as “go AML”) is a reporting application developed by the United Nations Office on Drugs and Crime (UNODC) to help Financial Intelligence Units fight money laundering, terrorist financing and proliferation financing. In the UAE, the goAML portal is operated by the UAE Financial Intelligence Unit (FIU), which uses it to receive, analyse and act on suspicious transaction reports filed by regulated entities.

The primary purpose of the goAML system is to collect the data, manage and analyse the same and meet the document management and statistical needs of the UAE FIU.

The designated entities in the UAE access the goAML Portal with their unique registered credentials to file various reports with the UAE FIU.

Why is the goAML registration required?

Federal Decree-Law No. (10) of 2025 on Anti-Money Laundering, Combating the Financing of Terrorism and Proliferation Financing repealed Federal Decree-Law No. (20) of 2018 (Article 41), and Cabinet Resolution No. (134) of 2025 repealed Cabinet Resolution No. (10) of 2019 (Article 70). Under Article 18(1) of FDL 10/2025, Financial Institutions, DNFBPs and VASPs must report suspicious transactions to the UAE FIU without delay and directly, through the electronic system designated by the FIU, which is the goAML portal. Registering on goAML is therefore a precondition for meeting this reporting duty.

When businesses search for “AML registration UAE”, they usually mean goAML registration with the UAE FIU. Without an active goAML account, a designated entity cannot file STRs, SARs or any other report with the FIU, which leaves it in breach of its reporting duty under Article 18(1) of FDL 10/2025. AML registration on goAML is also separate from your supervisory authority’s licensing and AML supervision, so completing it does not replace those obligations.

Without registering yourself with the goAML Portal, you would not be complying with AML reporting requirements, and such non-compliance would trigger acute penalties by the UAE FIU.

Have you completed your goAML registration application?

Who is required to get registered with the goAML portal?

All the Financial Institutions, Designated Non-Financial Businesses and Professions (DNFBP) and Virtual Assets Service Providers (VASP) are required to register themselves on the goAML portal.

Who would be considered DNFBPs for registration on the goAML Portal and compliance with AML regulations in the UAE?

Dealers in Precious Metals and Stones
Real Estate Agent and Brokers
Auditing and Accounting Firm
Lawyers, Notaries, and other legal professionals
Trust and Company Service providers

What are the other goAML reporting requirements?

Suspicious Transaction Report (STR)

When STR is to be filed

To report any suspicious transaction related to money laundering (ML), terrorism financing (TF), or proliferation financing (PF), either at the time of establishing a business relationship or conducting transactions

Dealers in Precious Metals and Stones Report (DPMSR)

When DPMSR is to be filed

Dealers engaged in precious metals and stones have to report transactions equal to or exceeding AED 55,000, in cash or wire transfer, along with identification documents

Suspicious Activity Report (SAR)

When SAR is to be filed

To report any suspicious activity or attempted transaction relating to money laundering (ML), terrorism financing (TF), or proliferation financing (PF)

High-Risk Country Transaction Report (HRC)

When HRC is to be filed

To report transactions related to high-risk countries

High-Risk Country Activity Report (HRCA)

When HRCA is to be filed

To report activities related to high-risk countries

Partial Name Match Report (PNMR)

When PNMR is to be filed

For reporting any ‘partial match’ with the Sanctions List

Real Estate Activity Report (REAR)

When REAR is to be filed

Reporting, by lawyers and real estate brokers/agents, of purchase and sale of Freehold Real Estate, in cash or virtual assets

Confirmed Name Match Report (CNMR)

When CNMR is to be filed

For reporting freezing of funds related to ‘confirmed matches’ with the Sanctions List

goAML report types filed with the UAE FIU

What is the deadline for the FIU goAML registration in UAE?

The registration deadline for entities already operating in the UAE was 30 April 2021. Businesses licensed after that date should register on goAML as soon as they receive their trade licence and appoint a Compliance Officer, because suspicious transaction reports cannot be filed without an active goAML account.

What are the fines if a designated entity does not complete its goAML registration?

If a designated entity fails to register with the UAE FIU goAML Portal, it may be subject to administrative enforcement measures. Under Article 17 of Federal Decree-Law No. (10) of 2025, supervisory authorities may impose administrative fines ranging from AED 10,000 to AED 5,000,000 per violation, depending on the nature, severity, and circumstances of the non-compliance.

goAML Registration Steps: SACM Registration and goAML Portal Setup

goAML registration is a two-step process, as under:

01. SACM registration: on the UAE FIU’s SACM portal, open the Registration tab, choose “Reporting Entity” and submit the entity and Compliance Officer details. The FIU then emails you a goAML username and a secret key.
02. goAML portal setup: add the secret key to the Google Authenticator app. The 6-digit code it generates becomes your password for the goAML portal, where you complete the organisation registration and upload the required documents.

goAML Login UAE: How to Access the goAML Portal

To log in to the goAML portal, go to the UAE FIU’s goAML web page at services.uaefiu.gov.ae, enter the username you received after SACM registration, and type the current 6-digit code from Google Authenticator as your password.

The code refreshes every 30 seconds, so use it straight away. If the code is rejected, check that your phone’s date and time are set to automatic, because a clock mismatch is the most common cause of goAML login failures. If you have lost the device that holds your secret key, contact the UAE FIU to have access reset. Do not create a new registration.

What are the documents required for goAML registration?

The designated entity has to be ready with the following documents for goAML registration:

• Company’s authorization letter in favour of applicant,
• A copy of Passport, Resident Visa, and Emirates ID,
• Commercial Trade License copy.

Know about us

We help businesses meet their AML compliance UAE obligations under Federal Decree-Law No. 10 of 2025, from goAML registration and MLRO appointment to accurate, on-time reporting of money laundering, terrorist financing and proliferation financing suspicions to the UAE FIU. As UAE AML law keeps evolving, our team keeps your registration, reporting and records inspection-ready.

We are one of the leading AML service providers in UAE for registering and assisting in correspondence with FIU, UAE. Our AML professionals and legal experts define the value we provide attributable to their considerable experience and knowledge in managing AML compliance for businesses operating in different industries.

goAML portal login with Google Authenticator passcode

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Industries we serve

Financial Institutions

Real Estate Agents

Trust & Company service providers

Lawyers, including public notaries

Auditors and Accountants

Dealers in Precious Metals and Stones

Virtual Asset Service Providers

Payment Service providers

Comply with all AML/CFT obligations and safeguard your business from financial crimes.

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Who the MLRO is under UAE law, the five statutory duties in CR 134/2025 Article 22, how STRs flow through goAML, and the penalties for a nominal appointment.

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What the UAE Financial Intelligence Unit does, how it receives STRs and SARs through the goAML portal, and how reporting entities should respond to FIU requests.

24 Aug / Blogs

Proliferation and Proliferation Financing Explained: A UAE Compliance Guide (2026)

What proliferation and proliferation financing mean under UAE law, how PF risk arises in everyday business, and the screening, freezing and goAML reporting steps UAE firms must take.

FAQs About goAML Registration

What is goAML portal?

goAML is an integrated software application developed by UNODC for use by the Financial Intelligence Units to collate information and fight against financial crime, such as money laundering, terrorist financing and proliferation financing.

How do I register in goAML?

Access the SACM – UAE Financial Intelligence Unit (uaefiu.gov.ae) site of the FIU and navigate to the “Registration” tab on the landing page. The “Registration for goAML Web Access” page will load, wherein select the registration type as “Reporting Entity” and proceed with capturing the mandatory details marked with (*). Upon submission of this form, you will receive the goAML access User ID and a secret key for accessing the Google Authenticator.

Using these User ID and Google Authenticator passcode, the registration needs to be completed giving details about the reporting entity and the Compliance Officer on https://services.uaefiu.gov.ae/ page.

What is goAML UAE?

goAML is an application designed to collect the financial crime-related details from the reporting entities for analysis and the statistical needs of the UAE FIU to fight against money laundering and terrorism financing.

How do I use Google Authenticator with goAML?

Download the Google Authenticator application and log in the same using the secret key received over an email upon completion of the pre-registration task on SACM – UAE Financial Intelligence Unit (uaefiu.gov.ae). Subsequently, the unique code appearing in your Google Authenticator application (6-digit passcode) will be used as a password every time to access the goAML Portal (it refreshes every 30 seconds).

Who needs to register in goAML?

All Financial Institutions, Virtual Asset Service Providers (VASPs) and Designated Non-Financial Businesses and Professions (DNFBPs) are obligated to register on the goAML portal to comply with the AML-related reporting requirements.

What are the documents required for goAML registration?

Company’s authorisation letter in favour of the applicant
Copy of the applicant’s passport, resident visa, and Emirates ID
Copy of Trade License

If my organization is already registered on goAML with my details as Compliance Officer, do I need to register myself as a Person separately under the organization’s registration on goAML?

No. Once the organisation has been registered with your details as Compliance Officer or MLRO, there is no separate requirement to register yourself as a distinct person under the organisation’s registration on the goAML portal.

Can I register an additional person on the goAML portal, in addition to the Compliance Officer?

Yes. An additional person can be added to the goAML portal under the same organisation’s registration. Such addition of a new user would be subject to approval by the Compliance Officer of the organisation.